Terms and Conditions
Introduction to Our Terms
These Terms and Conditions govern your use of the lunorivenex website and our financial planning subscription services.
By accessing our website or using our services, you agree to be bound by these terms and all applicable laws and regulations.
Definitions
For the purposes of these Terms and Conditions:
- "Service": refers to the financial planning consultation and guidance provided by lunorivenex
- "User" or "Client": refers to any individual who accesses or uses our website or services
- "Company" or "We": refers to lunorivenex and its authorised representatives
- "Content": refers to all information, text, graphics, and materials available through our service
Use of Our Service
Your use of our service is subject to the following conditions:
Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our services.
Account Responsibilities
- You are responsible for maintaining the confidentiality of your account information
- You must provide accurate and complete information when requested
- You must notify us immediately of any unauthorised use of your account
Prohibited Uses
You may not use our service:
- For any unlawful purpose or to solicit others to perform illegal acts
- To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- To infringe upon or violate our intellectual property rights or the rights of others
- To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
- To submit false or misleading information or engage in fraudulent activities
Intellectual Property Rights
The service and its original content, features, and functionality are and will remain the exclusive property of lunorivenex and its licensors.
The service is protected by copyright, trademark, and other laws, and you may not reproduce, distribute, or create derivative works without our express written permission.
User-Generated Content
You retain rights to any content you submit, post, or display on or through the service.
By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute such content in connection with the service.
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices. Privacy Policy
Service Disclaimers
Our service is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, and hereby disclaim all warranties including:
- Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
- Warranties that the service will be uninterrupted, error-free, or secure
- Warranties regarding the accuracy or reliability of any information obtained through the service
Limitation of Liability
In no event shall lunorivenex be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, or data.
Our total liability to you for all damages shall not exceed the amount paid by you for our services in the twelve months preceding the claim.
Indemnification
You agree to defend, indemnify, and hold harmless lunorivenex from any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the service or violation of these terms.
Dispute Resolution
We aim to resolve any disputes efficiently and fairly through the following mechanisms:
Arbitration (UK Residents)
Any dispute arising from these terms shall be resolved through binding arbitration in accordance with the rules of the Chartered Institute of Arbitrators.
The arbitration shall take place in London, England, and shall be conducted in English.
Online Dispute Resolution (EU Residents)
EU residents may access the European Commission's Online Dispute Resolution platform for consumer disputes.
Platform Access: Available at ec.europa.eu/consumers/odr
Termination
We may terminate or suspend your account and access to the service immediately, without prior notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties.
Upon termination, your right to use the service will cease immediately, and any data associated with your account may be deleted.
Governing Law
These terms shall be interpreted and governed by the laws of England and Wales, without regard to conflict of law provisions.
Changes to Terms
We reserve the right to modify or replace these terms at any time at our sole discretion.
If changes are material, we will provide at least 30 days advance notice before the new terms take effect.
Severability
If any provision of these terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law.
Entire Agreement
These terms constitute the entire agreement between you and lunorivenex regarding the use of the service, superseding any prior agreements.
Contact Information for Terms
Questions about these Terms and Conditions should be sent to us at contact@lunorivenex.com or +44 988-142-143.
Last updated: August 9, 2025
Version 2.1